// ADVANCED INTELLIGENCE
Commercial Truck Insurance,
Engineered for Modern Fleets.
Primary auto liability, physical damage, motor truck cargo, and non-trucking & bobtail — priced with AI-assisted underwriting and 24/7 claims intelligence to keep your rig or fleet moving safely and profitably.
- [FMCSA · COMPLIANT]
- [CLAIMS · 24/7]
- [1 RIG → FULL FLEET]
// UNDERWRITING.ENGINE · ONLINE
// COVERAGE.MODULES
Operator-grade coverage,
built for the road.
Six purpose-built modules — from primary liability to live fleet telemetry — underwritten for owner-operators and fleets and wired into one claims-aware platform.
[S01 · PRIMARY AUTO LIABILITY]
Primary Auto Liability
Federally compliant bodily-injury and property-damage protection that keeps your authority active and your trucks legal in every state you run.
// ACTIVE · BIND-READY
[S02 · PHYSICAL DAMAGE]
Physical Damage
Collision and comprehensive cover for the tractor and trailer — repaired or replaced fast so downtime stays short.
// ACTIVE
[S03 · MOTOR TRUCK CARGO]
Motor Truck Cargo
Protection for the freight you haul against theft, fire, collision and covered loss in transit — with limits matched to your lanes and commodities.
- Reefer breakdown options
- Debris-removal expense
- Per-occurrence limits to spec
// ACTIVE · LANE-TUNED
[S04 · NON-TRUCKING & BOBTAIL]
Non-Trucking & Bobtail
Liability for the miles run off-dispatch and when bobtailing — closing the gap your motor-carrier policy leaves open.
// ACTIVE
[S05 · CLAIMS INTELLIGENCE]
Claims Intelligence
A 24/7 claims desk with status tracking that gets adjusters moving and trucks back on the road sooner.
// TRIAGED · 24/7
[S06 · FLEET TELEMETRY & RISK]
Fleet Telemetry & Risk
Telematics-informed risk scoring that surfaces safer drivers and harder miles — so renewals reflect how your fleet actually runs.
- Safety-score visibility
- Loss-trend signals
- Renewal credits where earned
// SIGNAL · NOMINAL
The engine is always running.
Quotes, binds, claims and fleet risk — processed continuously by the AIIS underwriting engine.
- 48,217 quotes processed (illustrative — client to supply)
- Average bind time 4.2 minutes (illustrative — client to supply)
- 1,396 claims triaged, 24/7 (illustrative — client to supply)
- 2,740 fleets covered (illustrative — client to supply)
// PROCESS.PIPELINE
From operation to coverage, in four moves
A guided intake-to-claims pipeline — tell us how you run, get AI-assisted underwriting, bind and issue COIs, then stay covered with 24/7 claims intelligence.
-
[01 · INTAKE]
Tell us your operation
Share your authority, equipment, radius of operation, commodities hauled, and loss history. The more we know about how you run, the tighter the risk picture — and the price.
-
[02 · UNDERWRITING]
AI-assisted underwriting & quote
We read routes, equipment, and safety signals to price risk precisely across primary liability, physical damage, and motor truck cargo — then return a quote you can actually compare.
-
[03 · BIND]
Bind & issue COIs
Approve coverage and we bind same-day where carriers allow, then issue certificates of insurance and FMCSA-aligned filings so you can dispatch and book loads without waiting.
-
[04 · MONITOR]
24/7 claims intelligence
After bind, our team monitors your coverage and stands by around the clock — accelerating first notice of loss and triage to get trucks back on the road and downtime to a minimum.
From scanned chaos to a bound policy — in seconds.
Drop a messy ACORD certificate, a dec page, or a loss run. Our intake engine extracts every limit, deductible and endorsement and reassembles it into a clean, verified coverage schedule for your trucking operation.
| Coverage | Limit | Deductible | Status |
|---|---|---|---|
| Primary Auto Liability | [CLIENT TO SUPPLY] | [CLIENT TO SUPPLY] | BOUND |
| Physical Damage | [CLIENT TO SUPPLY] | [CLIENT TO SUPPLY] | BOUND |
| Motor Truck Cargo | [CLIENT TO SUPPLY] | [CLIENT TO SUPPLY] | BOUND |
| Non-Trucking & Bobtail | [CLIENT TO SUPPLY] | [CLIENT TO SUPPLY] | BOUND |
| General Liability | [CLIENT TO SUPPLY] | [CLIENT TO SUPPLY] | BOUND |
| Trailer Interchange | [CLIENT TO SUPPLY] | [CLIENT TO SUPPLY] | BOUND |